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NBP Private Client Services » On The Road

Coverage & Policy Details

  • Agreed Value
    At the onset of your policy, we work with you to determine the value of your vehicle(s). If a covered total loss occurs, you'll receive that agreed-upon amount, regardless of if the value of your car has depreciated.
  • High Liability Limits
    Liability limits of up to $1 million in coverage for bodily injury and $1 million for property damage are automatically included. Matching limits are available for uninsured/underinsured motorist coverage as well.
  • New Car Replacement
    If a new vehicle1 is “totaled” within three years of its purchase, you can opt to receive the agreed value; replace it with a vehicle of the same year, make and model; or receive a new vehicle of the same make and like model — including hybrids or alternate fuel editions.
  • Superior Rental Car Reimbursement
    Unlike most carriers you have no per day limit to rent a vehicle while your car is being repaired. In fact, with up to $12,500 in coverage you have the ability to rent a comparable vehicle to the one you currently own.
  • Towing & Labor
    No extra charge to include towing coverage.