New York State Commercial Auto Insurance

Commercial Coverage Available

• Liability Coverage
  In case you’re used as a result of an auto accident.
• Collision Coverage
  Helps cover physical damage to your vehicle due to collision or upset.
• Comprehensive Coverage
  Helps cover physical damage to your vehicle due to fire, theft and glass breakage.
• Rental Reimbursement Coverage
  Helps cover the cost of a replacement vehicle for a specified period of time when your vehicle is disabled due to an insured loss.
• General Liability Coverage
• Bodily Injury Liability Coverage
  Helps protect you for injuries to other people resulting from your operations
• Property Damage Liability Coverage
  For damage claims to property of others.
• Personal Injury Liability Coverage
  Helps provide you with protection for such offenses as false arrest, libel, slander, and wrongful entry.
• Advertising Injury Liability Coverage
  Helps cover your legal liability for a variety of offenses arising out of the advertising of your business’s goods and services.

Business Property Protection

• Helps protect your building and contents in case of direct physical loss.

Additional Special Coverage

• Cargo Coverage
  Helps protect the cargo you’re carrying while in transit or in storage.
• Tool and Equipment Coverage
  Helps protect your tools and equipment used in your business while on your vehicle or at the job site.
• Business Interruption Coverage
  Helps protect against loss of income (for up to 12 consecutive months) resulting from a covered loss.
• Crime Insurance
  Helps protect against loss from burglary, robbery and even employee dishonesty.
• Umbrella Excess Liability Insurance
  Provides greater liability limits, over primary liability insurance.

Important Note:

The above coverage and protection are subject to availability and qualifications. Other terms, conditions, and exclusions apply. This is a brief description of our business insurance coverage; this is not an insurance contract. To help you figure out which coverage, limits and deductibles are right for you and whether a particular business insurance product is available in your state, please contact your local NBP Insurance agent.